The annual cost of car insurance can pose a real problem for motorists who fail to factor it into their running costs.
After fuel costs, insurance premiums are usually the biggest regular outlay that you make until you replace your car. Annual premiums for a 35-year-old driving a 1.6 to 1.8-litre family car are typically around £500, and they're rising steadily. Sports cars and big executive models cost much more. Inexperienced, risk-prone under-25s are hardest hit - even if they own small, cheap cars.
Take the time to research the car insurance market for the best deals, and take every possible step to reduce the cost of the cover you need. See CUTTING THE COST OF INSURANCE COVER.