Car insurance premiums have a big impact on running costs, especially for younger motorists. The older you are, the better your claims history and the bigger your No Claims Discount (NCD), the less insurance contributes to your overall motoring bill.

With premiums rising every year, it makes sense to seek out cars with low insurance groups that also meet you prime needs. Every car has an advisory Insurance Group allocated by the ABI (Association of British Insurers

See car insurance and CUTTING THE COST OF COVER for tips on how to save money on those steadily rising premiums.