Outstanding Finance
Mr B from Bristol recalls his experiences of HPI services:
"My wife and I found the perfect car for our daughter using an Intranet service at my wife's place of employment. We contacted the vendor and we were pleased to discover the 'R' registration Citroen Saxo that was for sale was reasonably priced." Mr B then made further enquiries and discovered the car was located in York, hundreds of miles away - so before travelling the long distance to view the vehicle, he decided to conduct an HPI Check: "Working in the trade, I was aware of the possibilities of car crime and wanted to make particularly sure that any vehicle was clear of all vehicle fraud. I therefore took full advantage of the HPI service." Following a mutual agreement between Mr B, the vendor and the finance house, he agreed to purchase the vehicle and complete the sale: "I was fortunate to have discovered the information relating to the outstanding finance agreement. Without using HPI my wife and I may have driven miles to York to view and purchase the Saxo, only to discover that we had spent a large amount of money on a vehicle that we did not legitimately own."
Stolen MOT
Mr S from Weston-Super-Mare explains:
"I was trying to help my colleague buy a Transit van for his business. He put me in touch with a friend who was selling one that was reasonably priced, and we went to view it. After a thorough inspection, we agreed that it looked like it was in good condition and good enough to buy. I asked to see the log book and to my surprise the vendor told us he didn't have it! Instead he produced a transfer that I recognised to be part of the V5. "Having been a bank manager for many years, I am naturally suspicious and decided not to continue with buying the van. But on my return to the office, to satisfy my curiosity, I called the police to see if they could help me further. They advised me to contact HPI and conduct a full HPI Check to discover the true status of the van. I did this only to find out that the vehicle had been involved in an accident and had undergone a colour change. I also discovered that the MOT certificate had been stolen and that I had no idea if the vehicle was roadworthy. HPI advised me not to go ahead with the purchase."
Clone
Mr M was one customer of the HPI Check who fell victim to the popular scam of cloning.
"I needed to buy a new car, so after careful thought and looking through the advertisements, I found just what I was searching for, a Land Rover Defender. I arranged to meet the vendor to view the car and asked to see the logbook. Everything appeared to be fine. I decided to do the HPI Check to make doubly sure I had not missed anything. The Land Rover came up 'all clear' on the database. A few weeks later, in a routine police check, I was notified that my car was registered as stolen. The number plates had been changed, and to my horror I discovered that my Land Rover had been given a new identity. I had bought a 'clone'. HPI were very understanding and helped me organise, with the DVLA, a new identity for the vehicle so that I was able to keep it on the road. The HPI Guarantee covered all the costs incurred."